Here is a Privacy Policy from one of the health insurers that asks users to accept it when signing up for their online service.
I took time to read this. As an information security professional who is passionate about user privacy – I find this so hard to figure out what is protected and what is not. The terms of use is so broad that includes online advertisers, cookies, digital marketing, Google, etc. etc. that it is impossible to understand in any layman’s terms if your privacy is even secure that too coming from an health insurance company.
Go figure it out for yourself..